Recent storms have shown us the havoc a flood can wreak on our properties. But many homeowners, including throughout New Jersey, don’t have the insurance protection to cover them in the event of a loss. They either believe their homeowners insurance will provide the coverage needed or believe they’re in an area that won’t get hit by a flood. Mother Nature has proved this not to be the case.
At Vreeland, as a full-service independent insurance agency and as an advisor to many communities throughout the state, part of our integrated protection solution is to talk with our customers — and future customers — about the need for New Jersey flood insurance. The right policy can provide you with a safety net against losses resulting from heavy rains, flood surges, snow melts, storm drain backups, etc.
Type of Coverage Available
You have options when it comes to flood insurance. Those who live in communities participating in the National Flood Insurance Program can purchase a standard flood insurance policy. You may apply for building coverage and contents coverage separately if this is an option you select.
Or, if you live in a low or moderate risk zone, you may qualify for a reasonably low-cost preferred risk policy. We’re happy to discuss the options and assist you in choosing the policy that’s best for you and the area in which you live.
Give us call for more information about flood insurance in New Jersey.
Our insurance specialists can help you get the right flood solution. Call or email us now, or fill in the contact form on this page, for our free, no-obligations quote.