Excess liability insurance, also known as commercial umbrella liability insurance, is broad coverage that protects you from a wide variety of risks. It’s designed to go beyond the normal liability limits of your general liability and business auto policies, providing coverage for a higher amount in the event of a catastrophic loss.
Our Commercial Umbrella insurance plans work in conjunction with your current policies to provide additional coverage for bodily injury and property damage, as well as other threats not covered under your regular policy. And, as every business is different with its unique exposures, assets, etc., no one limit works across the board. We will evaluate your specific situation and determine what’s best to protect your business.
No matter where your business is in New Jersey, Vreeland Insurance will review your policy to make sure you have the limits you need — no more and no less.
You may think you don’t need a Commercial Umbrella policy — that you have enough coverage on your basic policies… but if a significant loss takes place on your premises or there is a major auto accident involving one of your employees and you are sued, would you be able to cover the amount not provided by your General Liability or Business Auto policy? With an umbrella plan, you’ll have the coverage needed to kick in after your limits have been exhausted.
Our umbrella plans are very reasonably priced, and in these faltering economic times with an increase in lawsuits, they’re protection that every business owner should seriously consider.
Call us for the extra protection your business needs.
At Vreeland, we can help you select the umbrella insurance policy that’s right for your business. Call or email us, or fill out the convenient quote request form on this page.